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Monday, April 28, 2008

Future Plans for Healthcare

Okay, so we’ve established that there is a problem with healthcare in America. My question is, “What’s being done about it?” My major interest was in the upcoming Presidential candidates. After all, they are the ones who have to propose a plan to help with this problem. So, here’s what I found out:
According to
a website supporting the election of Hillary Clinton for President she has formed a (Health Choices Menu) that will offer new coverage choices for both insured and uninsured Americans. Under this menu individuals will have several options, including; 1) Keeping their existing coverage or access the same menu of quality health insurance that the Members of Congress do, 2) They will be offered of a public plan option that is similar to Medicare. This new menu will offer options that will include things such as Mental Health Parity and Dental Coverage.
Hillary also plans to lower premiums and increase security. She plans to do this by; 1) Reducing the costs of healthcare by removing hidden taxes, stressing prevention as well as focus on efficiency and modernization. 2) Insuring job loss or family illness will never lead to a loss of coverage or excessive cost. 3) Insures that no American will be denied coverage, refused renewal, unfairly priced out of the market, or forced to pay excessive insurance company premiums.
Another part of Hillary’s plan is to promote shared responsibility. The responsibility will be placed on; 1) Insurance companies will not be allowed to discriminate against individuals based on pre-existing conditions or the expectation of a possible illness in the future. Drug companies will be required to offer fair prices and accurate information on medications. 2) Individuals will be required to acquire and keep insurance in a system where insurance is affordable and accessible. 3) Healthcare providers will be required to work with patients and businesses to deliver high-quality, affordable care. 4) Large employers will be expected to provide health insurance or contribute to the cost of coverage. Small businesses will receive a tax credit for offering coverage. 5) It will be the responsibility of the government to ensure that insurance is always affordable.
Another extension of Hillary’s plan is to ensure affordable healthcare coverage for all. Working families will receive a refundable tax credit to help them afford coverage. This tax credit will prevent premiums from exceeding a percentage of the family’s income. Her plan will also help to fix problems with programs such as Medicare and CHIP to ensure that people receiving aid from these programs will still receive affordable, quality healthcare. As for the retired population, a new tax credit will be developed to ensure these individuals receive proper healthcare coverage as well.
In my opinion, Hillary has proposed a plan that might actually prove a success. As I said before, the biggest problem with healthcare coverage in America is the cost. Under her plan for healthcare she proposes several ways that will ensure high-quality healthcare for all American’s. However, the bigger question in this lies in the fact of whether or not she will truly follow through with her plans if she is elected President. That, however, is something we will just have to wait to see what happens. That's all I have to say about Hillary's plans for healthcare. My next task is to tackle the possible future plans of her opponents...but that is for another day...

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